Flexible spending account deadline near

In years past, depleting money in your health care flexible spending account before the end of the year was fairly straightforward. You made a midnight dash to the nearest 24-hour drugstore and bought enough cold medicine, ibuprofen and cough syrup to treat a year’s worth of allergies, hangovers and scratchy throats.

This year, though, that strategy won’t fly. You can still spend unused money in your flex account at the drugstore, but you’ll need to be more careful about what you buy.

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